Join ToneoFirst
A simple account, a card for everyone, starting at 0€/month
Open your ToneoFirst account
Download the app and open a ToneoFirst account in five minutes! No paperwork needed, just an ID and a selfie video!
ToneoFirst: The benefits of a bank without a traditional bank account
A secure payment card
A prepaid Mastercard® to withdraw and pay worldwide.
Instant money transfers
Send money to your loved ones instantly with our partner, Payment.net.
Accessible without income conditions
An account available to holders of over 190 passports, with no proof of address or income required.
No overdrafts
A payment card with all its benefits, with no link to a bank account, which means no overdrafts or fees.
Card recharge by cash reloads
Visit a tabac in mainland France or the French overseas territories DROM-COM.
Request money via SMS
Send secure payment links to your loved ones via SMS.
All your card services in one app
Download the app for free
Manage your money easily with the ToneoFirst app!
- Reload your card with recharge coupons
- View your transactions in real time
- Send money to your cardholder friends
- Download your bank details (RIB)
Customer service at your disposal
Contact Us easily
Contact us easily
Available Monday to Friday, 9:30 AM to 5:30 PM. Reach us via email at contact@toneofirst.com.
Prefer to speak to an operator? Call us from 2:30 PM to 5:30 PM at +33 1 70 55 78 01 (local call rates apply).
