Discover the Visa Classic Card
From €5/month
International Payments
Pay in France, the DROM-COM, and in nearly 200 countries worldwide at a network of 130 million merchants
Withdraw money from any ATM at any bank.
Physical Contactless Card
Make purchases in stores up to €50 per day in seconds using contactless payments.
Spend only what you have on your ToneoFirst account.
SEPA Transfers & Direct Debits
Transfer money instantly and manage your direct debits with a French RIB/IBAN.
VISA, Your Ally for Stress-Free Travel

The Visa Toneo Classic card provides coverage and assistance during travel.
When abroad, the Visa Classic card covers your entire family* 24/7.
Injured or sick while traveling abroad? With the Visa Toneo Classic card, medical expenses and potential repatriation can be covered.
An App to Manage Everything
Access your client space from the free ToneoFirst app to manage your accounts at any time.
- Check your balance
- Make bank transfers
- View your transactions in real-time
- Download your RIB
- Access your PIN

Opening an online account has never been easier !
I download the ToneoFirst app for free from the app stores
I verify my identity with an ID card and a selfie video !
I order the Toneo Visa Classic
I activate my card with an initial top-up !

What if You Upgraded to the Visa Premier Card?
With the Visa Premier card, expand your horizons: more comprehensive travel insurance than Visa Classic, higher assistance coverage than Visa Classic.