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Mastercard® by ToneoFirst Subscriptions

The Mastercard® by ToneoFirst allows payments and withdrawals anywhere in the world.

Choose the plan that matches your lifestyle and card usage.

Freedom Plan

Why Subscribe?

The Freedom Plan at €0/month is ideal for occasional card use. For travels, specific purchases, and other non-recurring needs.

Zen Plan

Why Subscribe?

The Zen Plan at just €5/month is perfect if your ToneoFirst card is your primary payment method.

This subscription automatically reduces your fees on incoming and outgoing transactions for everyday use.

Pricing

  • Freedom Plan
  • Zen Plan
Freedom PlanZen Plan
/month
5
/month
One-Time Costs for Mastercard® by ToneoFirst15 €15 €
Cash Withdrawals (ATM)2,50€FREE (2 max / mois)
Transaction Fees (Point of Sale & Online)1,80 € + 2 %FREE (0,80 € above 10 transactions monthly)
Additional Fees for Foreign Currency Transactions5 €3 €
Incoming Transfers2,5 % (minimum 3 €)GRATUIT
Reloading via Toneo Coupon10%7 %
Reloading via Bank Card5 % (minimum 3 €)2,5 % (minimum 2 €)
Additional Fees for Online Gambling 0,80 € + 4 %0,80 € + 2 %
SMS Notifications (Transaction Information)FREE (0,25 € above 5 SMS monthly)FREE (0,25 € above 10 SMS monthly)
Accessing Account via Interactive Voice Response or OnlineFREEFREE
Card-to-Card Transfers within ToneoFirstFREEFREE
Changing Pricing PlanFREEFREE
Account Inactivity Fees10 € (per month starting from 12 months)10 € (per month starting from 12 months)
Customer Service CallCost of a local callCost of a local call
PIN Reminder via SMS2 € 1 €
Card Blocking / Reimbursement Fees (maximum €10)10 € 10 €
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